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USA PATRIOT Act Notice: Important Information About Procedures for Opening a New Loan Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

* Applications submitted on this website may be funded by one of several lenders, including: Fin Wise Bank, a Utah-chartered bank, Member FDIC; Coastal Community Bank, Member FDIC; and Prosper Loan, a licensed lender in certain states. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms, and annual percentage rates ("APR") may vary based upon Prosper Loan's proprietary scoring and underwriting system's review of your credit, financial condition, other factors, and supporting documents or information you provide. Origination or other fees up to 10% may apply depending upon your state of residence. Upon final underwriting approval to fund a loan, said funds are often sent via ACH the next non-holiday business day. Loans are offered from $1,000 to $36,500, at rates ranging from 7.99% to 35.99% APR, with terms from 24 to 72 months. Minimum loan amounts apply in Georgia, $3,500; Colorado, $3,001; and Hawaii, $2,000. For a well-qualified customer, a requested loan of $10,000 serviced by Prosper Loans over a period of 48 months that has an APR of 26.59% with an origination fee of 10% may have a payment of $340.52 per month. (Actual terms and rate depend on credit history, income, and other factors.) The total amount due under the loan terms provided is $16,345.12 and the disbursal amount is $10,000. In the example provided, the total financed amount is increased to receive the full requested loan amount after the origination fee is deducted. The total amount due is the total amount of the loan you will have paid after you have made all payments as scheduled.

Bank Authenticator

Our authentication system meets U.S. banking and lending security standards and complies with federal data protection laws, including the Gramm-Leach-Bliley Act (GLBA) and applicable Consumer Financial Protection Bureau (CFPB) regulations.

Why We Verify Your Identity

Identity verification is an important part of keeping your information safe.
We ask you to confirm your identity to:

• Protect your account from unauthorized use or fraud.

• Ensure your personal data stays private and secure.

• Meet federal and state financial security requirements.

• Maintain the integrity of your loan and account information.

This step helps ensure that only you — and no one else — can access your information.